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More costs for your health insurance plan, your employer and you –...

  When the new health insurance exchanges under Obamacare are operational in 2014 all individuals must be accepted for coverage. This includes high risk, high cost individuals who cannot be turned down...

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Selecting the health plan best for you is not going to be that easy

2013 Should I take a high deductible health plan? What if I have higher than expected health care expenses next year? What is the difference between a PPO, an HMO and a HDHP? Can I go to any doctor I...

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How Obamacare insurance exchange subsidies work; how $700 can cost you $5,000

2013 Is a raise in your income always a good thing? You would think so, but Obamacare, like so many other income based government programs, turns the incentive to raise ones income into a negative. The...

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Obamacare penalty unlikely to motivate buying health insurance

2013 The centerpiece of Obamacare is the health insurance exchanges coming in 2014. The goal is to provide coverage to more Americans and to make that coverage accessible and “affordable” the...

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Health insurance exchange application Part II

2013 In a previous post I said the revised application form from HHS was improved. I may have spoken too soon or too naively. While it is shorter, there is a bit of a trick because some pages must be...

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A health insurance exchange is coming at you – even if you have employer...

Health Insurance Forum 2013 Consider this; the Affordable Care Act does not require employers to offer health insurance to spouses or to retirees. So, if you are a large employer trying to deal with...

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What health plans look like in the Affordable Care Act exchanges

2013 I was unable to see the health plans offered in my own state because you must open a marketplace account to do so. However, Maine make the information widely available to anyone. Here is a summary...

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Image may be NSFW.
Clik here to view.

Cutting through the fog; what the Obamacare health insurance exchanges really...

2013 I have been looking at the health plans offered in various state marketplaces. The pattern is clear and quite simple. You get what you pay for. There are no bargains. Premiums run from the sublime...

View Article


Image may be NSFW.
Clik here to view.

More costs for your health insurance plan, your employer and you –...

  When the new health insurance exchanges under Obamacare are operational in 2014 all individuals must be accepted for coverage. This includes high risk, high cost individuals who cannot be turned down...

View Article


Image may be NSFW.
Clik here to view.

Selecting the health plan best for you is not going to be that easy

2013 Should I take a high deductible health plan? What if I have higher than expected health care expenses next year? What is the difference between a PPO, an HMO and a HDHP? Can I go to any doctor I...

View Article

Image may be NSFW.
Clik here to view.

How Obamacare insurance exchange subsidies work; how $700 can cost you $5,000

2013 Is a raise in your income always a good thing? You would think so, but Obamacare, like so many other income based government programs, turns the incentive to raise ones income into a negative. The...

View Article

Image may be NSFW.
Clik here to view.

Obamacare penalty unlikely to motivate buying health insurance

2013 The centerpiece of Obamacare is the health insurance exchanges coming in 2014. The goal is to provide coverage to more Americans and to make that coverage accessible and “affordable” the...

View Article

Image may be NSFW.
Clik here to view.

Health insurance exchange application Part II

2013 In a previous post I said the revised application form from HHS was improved. I may have spoken too soon or too naively. While it is shorter, there is a bit of a trick because some pages must be...

View Article


Image may be NSFW.
Clik here to view.

What health plans look like in the Affordable Care Act exchanges

2013 I was unable to see the health plans offered in my own state because you must open a marketplace account to do so. However, Maine make the information widely available to anyone. Here is a summary...

View Article

Image may be NSFW.
Clik here to view.

Cutting through the fog; what the Obamacare health insurance exchanges really...

2013 I have been looking at the health plans offered in various state marketplaces. The pattern is clear and quite simple. You get what you pay for. There are no bargains. Premiums run from the sublime...

View Article


Image may be NSFW.
Clik here to view.

Aetna’s Obamacare Reversal Is Latest Blow to U.S. Health Law. The push for a...

Aetna Inc., facing more than $300 million in losses from Affordable Care Act health plans this year, may exit Obamacare markets in some states as challenges to the health-care overhaul pile up. While...

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